Arts organizations often find themselves in cash-flow difficulty, only to find banks reluctant to loan them money. “Low-budget arts companies in metro Atlanta can now apply to borrow from a new pool of money supplied by the Metropolitan Atlanta Arts Fund. The fund, which makes annual grants to nonprofit groups in a 23-county area, has announced that it is making $200,000 of its $6.5 million endowment available for an Arts Loan Fund.”