“The three-year extension and modification of the present contract, worked out during the past nine months of negotiations between the orchestra management and the Seattle Symphony and Opera Players Organization, has three key elements. The first postpones raises that were supposed to come in 2005-06, the last year of the current five-year contract. The second affects health insurance, with musicians taking on some added costs, including covering 25 percent of the premium cost for their dependents. Finally, some future raises are being deferred”